Reinvent Democracy by Creating Three Dimensional 3D Democracy

Posts tagged ‘Ghana’

Sudan Technology Innovation Center (STIC)

Sudan Technology Innovation Center (STIC)

Sudan Technology Innovation Center (STIC)

This is a proposal to create a sustainable non-governmental organization
To act as:
1- Incubators for new technologies and inventions;
2- Workshops for formulating technological solutions.
To provide the following:
1- Technical assistance;
2- Research information;
3- Administrative support;
4- Legal protection;
5- Financial loans;
6- Promotion & marketing;
7- Governmental coordination;
8- Site & logistics.

Desktop Workstation New AIO Design Details

Desktop Workstation New AIO Design Details

Desktop Workstation New AIO Design Details

I propose to all entrepreneurs a new design for tower desktop; called “Top-Tower form”, (T.T.). The end product shall have all the performance of a versatile, upgradeable, powerful and affordable desktop together with many features of a compact laptop.

It is very efficient, practical, economical and attractive. It shall solve many issues at once and will become the best alternative to conventional desktop and laptop in business and personal uses.

Since all desktops are now using slim monitors (LCD or Plasma) then there is a chance to have a design whereby the monitor could be integrated and forms a removable part of tower case.

Not like Apple’s iMac computer models released from 2004, and other All-in-One designs, where all PC components are integrated behind an LCD screen. The new design shall do the opposite; by mounting a changeable slim monitor to one side of full-,mid- or mini-tower with a top handle.

The monitor shall act as a slightly tilting side cover to the case, or the case shall have a trapezoidal x-section. All the components of the front panel may be moved below the monitor which will transform the side panel to become the new front panel. You can make the conventional PSU slimmer and/or just fix it vertically to reduce case depth.

You can initiate a standard trend whereby new tower cases shall have the monitor as a customizable integral part. A separate fold-able or detachable keyboard with an additional touch pad may be added as optional, or just keep a conventional mouse.

Also, you can add a single-leaf or two-leaf sliding or hinged cover to the monitor; plus a single Y-shaped power cord.

An alternative to this design is to make the monitor fixed on adjustable mounts on the left- side of ordinary case. Both designs can be applied with the second as modification for the present models of tower cases.

Hard disks; expansion cards; and optical drives shall be mounted and ejected just from outside of the new front panel below the monitor without opening the case, with the same mechanism used with optical drives in laptops.

I expect these designs will be very attractive and useful for the majority of computer owners who cannot afford to buy a laptop or prefer using a desktop.

The new designs have the following features:
1- occupy less space;
2-shorter cables;
3- changeable monitor;
4- compact and portable;
5- maintain component flexibility;
6- lesser materials and total weight and
7- less expensive in transport and upgrading.
It can go together with manufacturing conventional Desktop Tower Cases.

Major companies realized that the conventional tower desktop needs new design to solve a number of important difficulties. So they came up with the AIO monitor concept but the concept behind the design was based on integrating the case components into the back of the monitor. By doing so, they sacrificed important elements as of upgradability and AIO became only a immobile laptop. It failed.

Now computer manufacturers reversed the concept of AIO monitor and integrated the monitor onto the desktop tower case to create AIO case; but did not solve the issues of expansion cards, monitor positioning and the access to the motherboard. This failed also.

I did not try to improve the AIO case but my design is independent fresh approach. My design offers a number of important advantages to the monitor, motherboard, hard disks, expansion cards, upgradability, maintenance, keyboard, weight, aesthetics and cost.

I am posting to hear form someone interested in manufacturing this deign under patent license.

Important Note:

This week, I conflicted with a British person who describes himself as “one of the most respected IT lecturers in Europe” who runs a Facebook group for Computer Enthusiasts. I posted my design on that Facebook group page and the reaction was high with a lot of vulgar language, abuse and nonsense. Normally, a useless topic do not attract any attention or discussion.

The “respected IT lecturer” sided with his crap and revoked my membership citing I was hostile and offending. I feel their wicked intentions to rubbish my design and steal it.
I challenged him to prove and publish in public my design and those he claims that they are the same and were made before mine.

Later the “respected” person send me the following photo and web address. He said it been done over and over, it never sold since 2009.

Radius PC Gives New Meaning to All-in-One Computers

Radius PC Gives New Meaning to All-in-One Computers

Well as you can see there are many basic differences and my design has a lot of advantages than that one. The “respected” IT lecturer couldn’t see or admit that; and in a rude manner he and his group ridiculed and accused me of copying that design. Then he said I only made developments to te one already existed in 2009.

The design I made came from my personal experience and my need to solve practical problems with the conventional desktop. It is genuinely mine and it was not inspired by any other design and it is different from many important aspects.

It is amazing to me that a “respected IT lecturer” and his group could not solve the problems of conventional desktop; and then describe my design as stupid minor changes to the design of 2009 which in his own words “it been done over and over, it never sold since 2009”!

(Six of this useless dumb indecent group and “respected IT lecturer” voted to this design giving it 1 out of 5 i.e. very poor LOL!!!)

New Design Concept for Sailing Ship Mast

New Design Concept for Sailing Ship Mast

New Design Concept for Sailing Ship Mast

New Design Concept for Sailing Ship Mast

Boxed Ship Mast

A new design concept for sailing masts. I called it “Boxed Mast”. It is structurally and economically more sound than the conventional mast design; and it is also much better than the tripod design and the one used in The Maltese Falcon.
It also provides better energy-saving and safety from sinking and weight and materials reduction.

The Monarchy of UK & Commonwealth IS GERMAN!

Queen Elizabeth II

Queen Elizabeth II

Elizabeth II (Elizabeth Alexandra Mary) Queen of the United Kingdom and the other Commonwealth realms is German from a house called “Saxe-Coburg and Gotha”

House of Saxe-Coburg and Gotha is a German dynasty, the line of the Saxon House of Wettin that ruled the Ernestine duchies including the duchy of Saxe-Coburg and Gotha.

Founded by Ernest Anton, the sixth duke of Saxe-Coburg-Saalfeld, it is the royal house of several European monarchies, and branches currently reign in Belgium through the descendants of Leopold I, and in the United Kingdom and the other Commonwealth realms through the descendants of Prince Albert. Due to anti-German sentiment in the United Kingdom during World War I, George V changed the name of his branch from Saxe-Coburg and Gotha to Windsor in 1917. The same happened in Belgium where it was changed to “van België” (Dutch) or “de Belgique” (French)

The first duke of Saxe-Coburg and Gotha was Ernest I, who reigned from 1826 until his death in 1844. He had previously been Duke of Saxe-Coburg-Saalfeld (as Ernest III) from 1806 until the duchy was reorganized in 1826. Ernst’s younger brother Leopold became King of the Belgians in 1831, and his descendants continue to serve as Belgian head of state. Léopold’s only daughter, Princess Charlotte of Belgium, was the consort of Maximilian I of Mexico, known as the Empress Carlota of Mexico, in the 1860s. Ernst’s nephew Ferdinand married Queen Maria II of Portugal, and his descendants continued to rule Portugal until that country became a republic in 1910.

House of Saxe-Coburg and Gotha

House of Saxe-Coburg and Gotha

Ernst I’s second son, Prince Albert (1819–1861), married Queen Victoria in 1840, and thus is the progenitor of the United Kingdom’s current royal family, called Windsor since 1917. In 1826, a cadet branch of the house inherited the Hungarian princely estate of Koháry, and converted to Roman Catholicism. Its members managed to marry an imperial princess of Brazil, an archduchess of Austria, a royal princess of “the French”, a royal princess of Belgium and a royal princess of Saxony. A scion of this branch, also named Ferdinand, became Prince, and then Tsar, of Bulgaria, and his descendants continued to rule there until 1946. The current head of the House of Bulgaria, the former Tsar Simeon II who was deposed and exiled after World War II, goes by the name Simeon Sakskoburggotski and served as Bulgaria’s prime minister from 2001 to 2005.

British Royal Family Tree

British Royal Family Tree

The ducal house consisted of all male-line descendents of John Ernest IV, Duke of Saxe-Coburg-Saalfeld legitimately born of an equal marriage, males and females (the latter until their marriage), their wives in equal and authorised marriages, and their widows until remarriage. According to the House law of the Duchy of Saxe-Coburg and Gotha the full title of the Duke was:

Wir, Ernst, Herzog zu Sachsen-Coburg und Gotha, Jülich, Cleve und Berg, auch Engern und Westphalen, Landgraf in Thüringen, Markgraf zu Meißen, gefürsteter Graf zu Henneberg, Graf zu der Mark und Ravensberg, Herr zu Ravenstein und Tonna usw.

We, Ernst, Duke of Saxe-Coburg and Gotha, Jülich, Cleves and Berg, also Angria and Westphalia, Landgrave in Thuringia, Margrave of Meissen, Princely Count of Henneberg, Count of the Mark and Ravensberg, Lord of Ravenstein and Tonna, et cetera.

British Royal Family Tree

British Royal Family Tree

There were two official residences, in Gotha and Coburg. Therefore, the whole ducal court, including the Court Theater, had to move twice a year: from Gotha to Coburg for the summer and from Coburg to Gotha for the winter.[2] For the Court Theater, two almost identical buildings had to be built in 1840 in Gotha (destroyed in the Second World War) and Coburg (now the Coburg State Theater) and thereafter maintained at the same time. In addition to the residential castles, Friedenstein in Gotha and Ehrenburg in Coburg, the Ducal family also used the Schloss Reinhardsbrunn in Gotha as well as the Rosenau and Callenberg Castles in Coburg and the hunting lodge Greinburg Castle, Grein, Austria.

Foul Sides of Development Aid Business

Celtel advertising in rural Uganda

Celtel advertising in rural Uganda

Here are two different perceptions of The Development Aid Business that is targeting developing countries. One is from; while the other is from interestingly, both of these opposing understandings are admitting the controversy of excessive profits made by those rich funding agencies and their middlemen who are paid to invest on their governments’ behalf.

Looking at these contrasting perceptions, they both confirm that it is totally unacceptable to create hundreds of billions of dollars for European agencies and European citizens in just few years out of the poverty of Africa, Asia and Latin America under the covers of development aid and business. Such practices shed lights on the undisclosed objectives of development aid and business.

Claiming that the fast huge wealth made by middlemen, such as Mo Ibrahim and Celtel, from the British aid agencies backing is justified because they made mobile phone revolution to few poor countries is false. Such development was inevitable and affordable without foul play by the British development aid agencies and businesses. posted on 01 November 2009:

[    The Development Business

Government-owned development finance institutions invest for development in poor countries – but they also earn surprisingly good returns, often for middlemen who are paid to invest on governments’ behalf, writes Stephen Gardner.
Who benefits most from the activities of government-owned development finance institutions (DFIs), which use taxpayers’ cash for investments in poor countries, with the aim of stimulating economic growth and relieving poverty?

The main beneficiaries should be the poor, especially those in the least-developed countries, which commercial banks often perceive as too risky, while offering insignificant returns. DFIs are meant to be less focused on the bottom line; in fact their governmental owners want them to fill the gaps left by private finance.

And the impact of DFIs should not be underestimated. European Development Finance Institutions (EDFI) is a Brussels-based representative organisation for the sector, counting 16 members. Jan Rixen, EDFI’s general manager, says that new commitments by members in 2008 totalled €5.2 billion, spread across 941 projects in poor countries.

This money represents an additional ten percent on top of the official development assistance budgets of countries represented in EDFI. By the end of 2008, the total EDFI portfolio was worth €16.9 billion, covering more than 4,200 investments.

EDFI’s oldest member, Britain’s CDC Group plc (formerly the Commonwealth Development Corporation) also emphasises the positive development effects of its investments. In its mid-July Development Impact Report, CDC chief executive Richard Laing wrote that “we estimate that CDC’s 681 portfolio companies are supporting well over three million people – a major contribution to development in the poorest countries of the world.”

The darker side

But there is another side to DFIs, which has been exposed in the last few months, in particular by Private Eye magazine. The revelations have suggested that the “major contribution” of DFIs has been to the enrichment of individuals such as Richard Laing.

In 2007, Laing’s remuneration was almost £1 million. A House of Commons Public Accounts Committee report, published in April this year, called this “extraordinary… in a small publicly-owned organisation charged with fighting poverty.” CDC’s latest annual report shows that, following the fuss, Laing did not take an annual bonus in 2008 – but he was still paid £647,066, including a payment under a CDC “long-term incentive plan.”

One reason this has happened is that DFIs have been immensely profitable in recent years. This is the difference between government-to-government development aid and DFI investments. The latter is designed to earn a return – but only on the basis that development benefits come first.

EDFI’s Jan Rixen admits that some DFIs have inverted this principle. “Some [EDFI] members looked more at returns than development effects,” he says. He adds that a “standard” return on investment for a DFI might be between two and six percent. However, as CDC highlights prominently in its 2008 annual report, its 2004-2008 average annual return was 18 percent, leading to a cash mountain of £2.5 billion. Investment in poor countries can be surprisingly good business.

Big profits

The big profits have also provoked criticism because DFIs make extensive use of tax havens. When the Public Accounts Committee asked CDC’s Laing how many of its 72 subsidiaries were registered in offshore centres, he replied, “it will be a few; it will be 12 to 20.” In fact, CDC later clarified, the true figure is 40.

DFIs commonly channel their resources through tax haven-based equity funds, who do the daily work of selecting the right investments and overseeing the DFI stake. Jan Rixen admits that DFI use of tax havens is “very, very common,” but says this is “simply to avoid double taxation,” first on profits from investments in host countries, and second on the gains from those investments.

This is a moot point. Nicholas Bray of the Organisation for Economic Cooperation and Development says there might be legitimate reasons for using tax havens but in general “they divert funds from governments that should be due to receive taxes.” But according to Rixen, without tax havens, many investors would pull out, and individual DFI-backed companies in poor countries in any case pay local taxes.

A Norwegian government report, published in June this year, considered these issues in depth. The report found that Norway’s DFI, Norfund, was channelling directly or indirectly around 80 percent of its investments through tax havens.

The report notes that such places are highly secretive and encourage corruption in developing countries. It adds that whereas foreign investment plus development aid in developing nations totalled around $312 billion in 2006, in the same year there was “illegal capital flight” of at least $641 billion from developing countries, much of it processed through tax havens.

The tax haven identified by the Norwegian report as “the most popular location for funds in which Norfund participates,” is the Indian Ocean island of Mauritius. This is also a favourite of CDC; of the 40 CDC subsidiaries based in tax havens, 18 are registered in Mauritius. CDC-backed investment funds located there include Africap, Aureos Capital, Avigo Capital, Business Partners, GroFin and I&P Capital.

Mauritius is a tiny dot on the map, with 1.3 million people. Nevertheless, because of its attractiveness to offshore financiers, it is officially the biggest foreign direct investor in India, responsible for a staggering 44 percent of the flows into that country. The United States, by comparison, is the source of a mere seven percent.

Follow the money

Companies registered in Mauritius are not required to produce annual reports, pay no capital gains tax, and pay minimal corporate tax only on profits earned in Mauritius. Antonio Tricarico of Counter Balance, an NGO network that in July published a report on European Investment Bank (EIB) lending to companies based in tax havens, says the use of locations such as Mauritius is part of the “financialisation” or “privatisation of development.”

Certainly the managers of the funds that invest cash on behalf of DFIs can benefit very handsomely. Shorecap, a Caymen Islands registered fund, which manages CDC money, boasted in its 2007 annual report of a 23 percent rate of return – a not uncommon level. Fund managers take a share of this, as well as earning fees of 1.5 to two percent on the money they invest.

According to Counter Balance, large international institutions such as the EIB actively aid and abet such practices, despite recent pronouncements from political leaders about cracking down on tax havens. The EIB lends to a number of the same investment funds as CDC and Norfund. EIB officials even sit on the boards of some equity firms, so the bank can hardly claim ignorance of their tax haven status.

Rainer Schlitt of the EIB says that the bank’s policy on tax havens is presently under review, in particular because the issue has become a focus for the Group of 20 (G-20) nations, which met in London in April. He adds that the EIB will not disclose information on the interest rates charged to tax haven-based funds investing in development projects, but says that “due to our AAA rating we are able to refinance ourselves at excellent conditions on the markets and to pass that advantage on to our clients.”

EDFI’s Jan Rixen also says that the outcome of future G-20 meetings is crucial for future DFI strategy. Tax issues are “very high on the agenda,” he says, and DFIs are waiting “to see what is coming.”

Wind of change

DFI profit seeking has led organisations such as CDC to move out of traditional but low yield sectors such as agriculture, and into sectors such as pharmaceuticals and telecommunications, with investment often directed to fast-growing emerging economies such as China and India, rather than to the poorest countries.

CDC’s 2008 annual report notes that while agriculture now makes up only five percent of its portfolio, consumer-facing businesses make up 17 percent and financial services 19 percent. The report highlights investments in a shopping mall in Accra, Ghana, and an Indian drug manufacturer that supplies global multinationals such as Pfizer.

There is nothing wrong with these investments per se, but is it necessary for DFIs to back them, when they are profitable and could attract finance from commercial banks?

Jan Rixen says EDFI members are becoming more circumspect. The pursuit of profits “was at a certain time,” he says. Now there is “increasing focus on additionality,” meaning that projects should be supported only if they cannot attract commercial finance. “We need profits but we need to look very much at development effects,” he says.

Another way

The British government has certainly ordered a change of direction for CDC. From the start of this year it must make 75 percent of new investments in countries with income per capita of $905 or less. Half of investments must be targeted to sub-Saharan Africa.

Meanwhile, the Norwegian government has told Norfund not to make new investments in tax havens. A wind of change is blowing, according to Jan Rixen, though this is also a result of the economic crisis, which has seen “international banks pull out of developing countries.”

Governments now want DFIs to focus strictly on development impacts and to work harder. “We have been told that our owners are willing to take lower returns,” Rixen says. “Governments are asking for more focus on agriculture, renewable energy and infrastructure in general.”

If this happens, it will be welcomed by development NGOs. Marta Ruiz of the European Network on Debt and Development says there is no “dogmatic position against private equity,” but the objective of generating 20-30 percent returns may contradict development aims. DFIs need to get back to their core focus, Ruiz says, which should be investments leading to “long-term, sustainable benefits for the societies where they are investing.”

A version of this article was published in Ethical Corporation magazine.]

On the other side posted on 10/17/2014

[   Development Finance Institutions Come of Age

Bangladesh now has 117.6 million mobile phone users, and Afghanistan has 21.6 million – both upwards of 70 percent of the population.  Fifteen years ago there were essentially no cell users in either of these countries, yet a handful of entrepreneurs and investors in each decided they could create a telecom market in the heart of the developing world.  Similarly, Sudanese born engineer and entrepreneur Mo Ibrahim founded African telecom giant Celtel in 1998, at which point Africa was the most underserved telecom market in the world.  Today, Africa is the world’s second largest cellular market and is projected to hit one billion cell users in 2015, or about 90 percent of the continent’s population.

These examples illustrate that, even in the world’s most underdeveloped regions, there are significant opportunities for successful business and investment, yet financiers often write these ideas off as crazy.  In many instances, capital is a coward.  Even when opportunities exist, somebody needs to prove there is money to be made in these exotic markets by leading the way.

These “somebodies” are often development finance institutions (DFIs), and the successes mentioned above could not have happened without investments and the “good housekeeping seal of approval” from these institutions.  DFI is an umbrella term for the alphabet soup of somewhat obscure organizations that include: the International Finance Corporation (IFC), European Bank for Reconstruction and Development, the Overseas Private Investment Corporation (OPIC), CDC Group, PROPARCO, FMO, and DEG that share financial risk, provide loans, take minority equity investments, support emerging market equity funds and provide advice to both companies and government in the developing world.


Fifty years ago, the development “industry” relied almost solely on foreign aid– loans and grants– given to governments and NGOs.  In 1970, official development assistance (ODA) accounted for more than two thirds of financial flows to the developing world, but today global ODA is approximately $135 billion against roughly $1 trillion in FDI heading to the developing world.  In 2012, for the first time, developing economies absorbed more FDI than developed counterparts.

Attracting this capital will be necessary for effective development policy in the 21st century. Even in Africa, foreign direct investment now exceeds ODA.  Perhaps the most critical role for private enterprise comes in job creation, which is a massive need for developing countries seeking economic progress and stability.  Population growth will drive the need for 600 million new jobs by 2020, and in the developing world, 9 out of 10 employment opportunities are created by private enterprise.

Various leaders of international development agencies understand that their role has changed, including World Bank President Jim Yong Kim, who recently acknowledged that without robust private sector growth and private sector investment foreign providers alone, “won’t fund the critical investments needed to create enough jobs for the poor or to meet developing countries’ growing infrastructure needs.”

One way OECD governments are seeking to share risk and encourage private enterprise has been to create and expand the use of DFIs.  While DFIs have been part of the global aid infrastructure for decades, their use has exploded in recent years.  Total annual commitments from DFIs to the private sector have quadrupled since 2002, from just over $10 billion to about $44 billion in 2012, yet this number still drastically undervalues the role of DFIs on a range of issues including project design, technical assistance, and the ability to leverage additional funds.  Every G7 country but Canada now has a DFI, and Canada (along with Australia) are considering creating one.


Development Finance Institutions make investments, operate on market principles, and in theory, invest in sectors or countries that would otherwise be unable to attract capital.  Generally, DFIs seek to maximize profit and “development impact”, an ethos encapsulated in the key term “additionality”, or unique value provided by DFI involvement.  Additionality is typically described along 4 parameters:

Demonstration additionality comes when a DFI makes money in an emerging sector or region, prompting private enterprise and investment to follow.  Financial additionality can come in the form of longer loan periods, which allows investment into projects such as infrastructure, which require longer loan tenors to get done.  DFIs also offer design additionality; a DFI works on 50 food processing plant investments (or water, or roads, or microfinance) and they bring that global expertise to an investment in, say, Tanzania.  Finally, DFIs provide policy additionality because they can accelerate reform through the deals they finance. DFIs can put a project in front of policy makers and say: “if you make this change in policy, we can make this investment, and 1000 private sector jobs will be created.”

As DFIs have grown in relevance, they have had to evolve.  IFC, the DFI attached to the World Bank Group, began operations with a clear focus on Latin America in the context of the Cold War 1950s; OPIC, the US DFI spun out of USAID in the early 70s, started as a provider of political risk insurance; CDC (not the Atlanta based health organization dealing with Ebola– the other one) developed agriculture in the former British colonies.  Most DFIs have major or even majority portfolios in Africa, and their shareholders are asking them to go into some of the world’s most difficult environments.  IFC, OPIC, and CDC (along with the other DFIs) have grown into new regions, new business lines and products.  Some of these trends have included:

  • Establishing the Emerging Markets Private Equity Industry: DFIs helped establish private equity markets in the developing world and the Emerging Market Private Equity Association (EMPEA) (set up by IFC) now has over $1 trillion in assets between 300 member institutions.
  • Outside Investors: Africa50 initiative is a planned $10 billion AfDB fund aimed at mobilizing private capital for infrastructure investment in Africa.  IFC Asset Management Company mobilizes third party funds, with about $4.5 billion under management.
  • Investments in Conflict and Post-Conflict Zones: The success of mobile telephony in Afghanistan over the last decade is an example of DFIs pushing into places where there is active conflict or where the fighting has only recently stopped.
  • Moving into “Frontier Markets”: This means an increased focus on Africa as well as on the poorest regions of places like Brazil and China.


With increased DFI expansion, criticisms have also emerged.  One serious question is, why do we need DFIs when private banks like HSBC and Citibank can provide financing in emerging markets? This criticism has grown as several dozen developing countries have become investment grade over the last decade.   This critique has been curtailed somewhat, however, by post-financial crisis regulations, including Dodd-Frank and Basel III, which placed greater restrictions on the large banks.  Another ongoing tension is whether DFIs should prioritize profits or development outcomes.  The DFIs would answer “both” but the pressures on them are great at the investment officer level as well as at the institutional level to “book” increased investment volumes every year.  Given this reality, extending a low risk high return project finance loan for a luxury hotel in Brazil will always be tempting.

One more valid concern is, when a DFI invests in a struggling or low income country, are we rewarding bad policy decisions by developing country governments? One response to this is to say that in a place like Afghanistan, we can either wait for reforms to happen or we can use a proposed investment in the telecom or mining sector to help force a constructive conversation with local policymakers.

Each of these criticisms contains more than a grain of truth, and reflects tensions fundamental to the missions of these organizations–tensions that can be managed but not “solved.”  In a world where private enterprise drives jobs and prosperity, DFIs expand the frontiers of what is viewed as a profitable investment opportunity around the world.

DFIs at their best can “prime the pump”, supporting revolutionary businesses like Celtel, and opening economies to global trade and investment. DFIs at their worst invest in sectors and countries they should have exited years before in order to reap the profits to justify their continued existence.  Based on the other tools available, as well as the changing world confronting policy makers, expect DFIs to be utilized more not less.

Where are DFIs looking next?  DFIs are investing in water, sanitation, education, healthcare and energy.  Could there be a “cellphone revolution” equivalent in the areas of toilets, vocational technical training, or micro utilities delivering water or power? If any of those breakthroughs happen, I am betting that organizations like IFC, CDC, or OPIC will be early stage investors.]

Innovative Composite Building System

New Steel; Concrete & Brick Composite Building System without internal frame of my creation

Composite Building System with frame details

Composite Building System with frame details

Steel Covered Composite Building System 1 without frame

Steel Covered Composite Building System 1 without frame

Steel Covered Composite Building System 2 without frame

Steel Covered Composite Building System 2 without frame

Steel Covered Composite Building System 3 without frame

Steel Covered Composite Building System 3 without frame

New Steel; Concrete & Brick Composite Building System with internal frame

Steel Covered Composite Building System 1 with frame

Steel Covered Composite Building System 1 with frame

Steel Covered Composite Building System 2 with frame

Steel Covered Composite Building System 2 with frame

Steel Covered Composite Building System 3 with frame

Steel Covered Composite Building System 3 with frame

The West is NOT Genius

West allow big and abroad criminality

West allow big and abroad criminality

“The West is not genius, and we’re not stupid, they only support the failed to succeed, and we fight the successful so to fail.” Professor Ahmed Zewail, Egyptian Chemist and US citizen, Nobel Laureate in Chemistry for 1999.
I add to this wise say: The rise of the West does not mean that they are people with a good conscience, but their rise is because the institutions in the West allow big and abroad criminality and forbid internal and small criminality; while our invalid institutions and wealthy thrive on local and petty criminality.
Success does not mean participating in corruption, but it is a commitment to principles. Thus success is not measured by money and fame, but it is measured by sleeping well and self-satisfaction.
We must not feel failed, but feel outraged.
You would really be a failure when you chase common and wrong understanding even if you’re famous and you have a lot of money.

مقولة د.أحمد زويل عالم كيميائي مصري وأمريكي الجنسية حاصل على جائزة نوبل في الكيمياء لسنة 1999
“الغرب ليسوا عباقرة ونحن لسنا أغبياء، ھم فقط يدعمون الفاشل حتى ينجح، ونحن نحارب الناجح حتى يفشل”
أضيف لمقولة د.أحمد زويل
أن علو شأن الغرب لا يعني أنهم ذوي ضمير صالح و لكن علوهم لأن مؤسسات الغرب تبيح الإجرام الكبير و الخارجي و تحرم الإجرام الصغير و الداخلي بينما أشباه مؤسساتنا و أغنياءنا يقتاتوا بالإجرام التافه المحلي
النجاح لا يعني المشاركة في الفساد و لكن هو الإلتزام بالمباديء
فالنجاح لا يقاس بالمال و لا الصيت و لكنه يقاس بالنوم الهنيء و الرضي عن الذات
يجب علينا ألا نشعر بالفشل و لكن بالحنق
ستكون فاشلا حقا عندما تلهث وراء فهم سائد و خاطيء حتي لو كنت مشهور و لديك أموال طائلة